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Uncategorized Is a Home Equity Line of Credit Right for You? You know that you can borrow against the equity that you’ve built in your home, using the funds from home equity loans to pay for whatever you want, whether you’re ready to remodel your aging kitchen or pay off high-interest-rate credit card debt. What you don’t know, though, is whether it makes more sense to […]
Home Improvement 5 Home Improvement Projects That Will Pay Off in 2024 With 2024 on the horizon, many homeowners are seeking ways to enhance their property and increase its value. Whether you plan to sell your home in the new year or simply want to update its style and livability for yourself, strategic home improvement projects can make a significant impact. Spruce Up the Exterior First impressions […]
Real Estate The Big Benefits of Downsizing Your Home If you’re considering downsizing, you’re not alone. Many homeowners are embracing the advantages of living in smaller spaces. Living more compactly can offer a range of benefits, from cost savings to a better quality of life. Explore the advantages of living smaller and learn why it’s becoming an increasingly popular option. Financial Considerations One of […]
Buying Do you need a perfect credit score of 850 to buy a home… (nope) If a low credit score is keeping you from buying a home, you’re not alone. Nearly a quarter of Americans under 35 say that bad credit is preventing them from owning a home, according to CNBC’s Your Money survey conducted by Survey Monkey. What does it take to buy a home? The minimum score needed can be as low […]
Buying How Much Home Can You Afford … Realistically? If you’re like many Americans, your home will be the most expensive thing you own. It will be a key part of your estate as you plan for the long term. So you need to think strategically from the outset. To start with, if you want to know how much of a mortgage lenders think […]
Appraisals Is it 2007 again in the housing market? Ryan Lundquist has some great things to consider in his blog post (linked below). Here are the meat and potatoes of what he had to say: “Is it 2007 again? There’s so much talk online about today’s housing market being like 2007, but what are the stats showing? Today I want to walk through three […]
Uncategorized Should You Make a Large Home Downpayment? Depending on the loan type, you can qualify for a mortgage with a downpayment that is as low as 3% of your home’s final purchase price. And for some loans — such as a VA loan or USDA mortgage — you don’t need any downpayment at all. But what if you can afford a larger […]
Selling 5 Outdoor Projects That Pay Off the Most What pays off the most when it comes to curb appeal? Ninety-two percent of REALTORS® recommend that sellers improve their curb appeal before listing their home for sale, according to a survey from the National Association of REALTORS® and the National Association of Landscape Professionals. What pays off the most when it comes to curb […]
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Buying 6 Ways Your Buyers Can Save on Their Mortgage With rates around 7%, home buyers are feeling the financial squeeze. Here are a few secrets to ensuring that you get the best deal that you can on your loan. Although mortgage rates, which have been hovering near 7% over the last few weeks, are expected to fall in the second half of the year, […]
Buying Assuming a loan.. Is it worth it? Local Appraiser, Ryan Lundquist, has recently posted his thoughts on this matter. Read on to see what he thinks about the topic of assuming a loan in today’s real estate market climate.   August 29, 2023 By Ryan Lundquist  “Assumable loans are eye candy in today’s housing market. The idea of taking over somebody’s 2.5% loan sounds […]
Buying Navigating New Home Purchases: 5 Tips to Consider Are you among those feeling frustrated due to the limited housing options available in the current market? If so, you might be eyeing the prospect of buying a new home directly from a builder. The appeal is clear: a brand-new, tailored-to-you home without the complications of bidding wars and costly renovations. However, as enticing as […]
Buying Finding Your Dream Home: Turnkey vs. Fixer-Upper – What’s Trending in the Real Estate Market Are you on the hunt for your dream home? The real estate landscape is evolving, and it seems like today’s buyers have a clear preference – they’re looking for homes that are move-in ready. I’m going to dive into the latest trends in the housing market, exploring why more and more buyers are leaning towards […]
Market Trends Barbara Corcoran’s Take on the Current Real Estate Market Thinking about buying a home can be tough right now. Some people want to wait for lower interest rates, but here’s the problem – if you wait too long, home prices might go up. That’s where Barbara Corcoran, a real estate expert and “Shark Tank” star, comes in. She recently shared her thoughts on what’s […]
Market Trends 5 Reasons the Housing Market is Reversing In 2023, the housing market is undergoing a peculiar phenomenon — a reverse crash. The rise in mortgage rates, surprisingly, hasn’t instigated a significant decrease in home prices. This perplexing trend can be attributed to a complex interplay of economic, demographic, and market determinants. Today, a significant proportion of homeowners — 92% of those with mortgages — enjoy rates below […]
Real Estate The Downsides of Moving to a Cheaper City The pandemic led to a shift away from expensive cities as people sought financial relief in more affordable suburbs. However, this migration trend has seen a reversal. Many individuals who moved for cost savings have returned after realizing that cheaper living comes with its own challenges. Economic Opportunity vs. Affordable Living: While relocating to save […]
Buying Mortgage Myths Debunked: What You Should Know In the world of mortgages, misconceptions abound, but it’s essential to separate fact from fiction. Here are some common mortgage myths debunked: Myth #1: A 20% Down Payment is Mandatory While the 20% down payment rule is widely known, it’s not an absolute requirement for buying a home. While making a larger down payment can […]
Buying Avoid These Common Mistakes That Could Derail Your Mortgage Closing Are you on the verge of closing on your dream home? It’s crucial to be mindful of certain financial decisions that could potentially jeopardize the closing process or even prevent you from obtaining a mortgage altogether. To ensure a smooth closing, here are five common mistakes you should steer clear of: 1. Refrain from Major […]
Buying Migration from the Bay Area to Sacramento is creating a ‘megaregion’ Tessa McLean, SFGATE July 31, 2023Updated: July 31, 2023 11:24 a.m. At least three people in Jose Medina’s Sacramento neighborhood have moved there from the Bay Area in recent years. And those are just the ones he knows of. Medina, too, is a transplant — and since relocating from Oakland in 2021, he said he’s had an additional […]
Buying Packing to Move – 7 Amazing Tips & Tricks 1 – Use The Correct Boxes Even if you’re on a budget, make sure to purchase specialty boxes. Just one wardrobe box per bedroom will help tremendously. Your clothes will not arrive at your new home wrinkled and you won’t have to worry about packing your hangers. TV and art boxes are also worth the […]
Appraisals Buy a home now and refinance it later? Here’s what experts think For some buyers, it may make sense to buy a home now and refinance it to a lower rate in the future. GETTY IMAGES While inflation is cooling, interest rates remain high, which puts a damper on Americans’ plans to buy a home or refinance their existing mortgages. The natural question many homeowners are asking themselves […]

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