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Uncategorized Should You Make a Large Home Downpayment? Depending on the loan type, you can qualify for a mortgage with a downpayment that is as low as 3% of your home’s final purchase price. And for some loans — such as a VA loan or USDA mortgage — you don’t need any downpayment at all. But what if you can afford a larger […]
Selling 5 Outdoor Projects That Pay Off the Most What pays off the most when it comes to curb appeal? Ninety-two percent of REALTORS® recommend that sellers improve their curb appeal before listing their home for sale, according to a survey from the National Association of REALTORS® and the National Association of Landscape Professionals. What pays off the most when it comes to curb […]
Buying 6 Ways Your Buyers Can Save on Their Mortgage With rates around 7%, home buyers are feeling the financial squeeze. Here are a few secrets to ensuring that you get the best deal that you can on your loan. Although mortgage rates, which have been hovering near 7% over the last few weeks, are expected to fall in the second half of the year, […]
Buying Assuming a loan.. Is it worth it? Local Appraiser, Ryan Lundquist, has recently posted his thoughts on this matter. Read on to see what he thinks about the topic of assuming a loan in today’s real estate market climate.   August 29, 2023 By Ryan Lundquist  “Assumable loans are eye candy in today’s housing market. The idea of taking over somebody’s 2.5% loan sounds […]
Buying Navigating New Home Purchases: 5 Tips to Consider Are you among those feeling frustrated due to the limited housing options available in the current market? If so, you might be eyeing the prospect of buying a new home directly from a builder. The appeal is clear: a brand-new, tailored-to-you home without the complications of bidding wars and costly renovations. However, as enticing as […]
Buying Finding Your Dream Home: Turnkey vs. Fixer-Upper – What’s Trending in the Real Estate Market Are you on the hunt for your dream home? The real estate landscape is evolving, and it seems like today’s buyers have a clear preference – they’re looking for homes that are move-in ready. I’m going to dive into the latest trends in the housing market, exploring why more and more buyers are leaning towards […]
Market Trends Barbara Corcoran’s Take on the Current Real Estate Market Thinking about buying a home can be tough right now. Some people want to wait for lower interest rates, but here’s the problem – if you wait too long, home prices might go up. That’s where Barbara Corcoran, a real estate expert and “Shark Tank” star, comes in. She recently shared her thoughts on what’s […]
Market Trends 5 Reasons the Housing Market is Reversing In 2023, the housing market is undergoing a peculiar phenomenon — a reverse crash. The rise in mortgage rates, surprisingly, hasn’t instigated a significant decrease in home prices. This perplexing trend can be attributed to a complex interplay of economic, demographic, and market determinants. Today, a significant proportion of homeowners — 92% of those with mortgages — enjoy rates below […]
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Real Estate The Downsides of Moving to a Cheaper City The pandemic led to a shift away from expensive cities as people sought financial relief in more affordable suburbs. However, this migration trend has seen a reversal. Many individuals who moved for cost savings have returned after realizing that cheaper living comes with its own challenges. Economic Opportunity vs. Affordable Living: While relocating to save […]
Buying Mortgage Myths Debunked: What You Should Know In the world of mortgages, misconceptions abound, but it’s essential to separate fact from fiction. Here are some common mortgage myths debunked: Myth #1: A 20% Down Payment is Mandatory While the 20% down payment rule is widely known, it’s not an absolute requirement for buying a home. While making a larger down payment can […]
Buying Avoid These Common Mistakes That Could Derail Your Mortgage Closing Are you on the verge of closing on your dream home? It’s crucial to be mindful of certain financial decisions that could potentially jeopardize the closing process or even prevent you from obtaining a mortgage altogether. To ensure a smooth closing, here are five common mistakes you should steer clear of: 1. Refrain from Major […]
Buying Migration from the Bay Area to Sacramento is creating a ‘megaregion’ Tessa McLean, SFGATE July 31, 2023Updated: July 31, 2023 11:24 a.m. At least three people in Jose Medina’s Sacramento neighborhood have moved there from the Bay Area in recent years. And those are just the ones he knows of. Medina, too, is a transplant — and since relocating from Oakland in 2021, he said he’s had an additional […]
Buying Packing to Move – 7 Amazing Tips & Tricks 1 – Use The Correct Boxes Even if you’re on a budget, make sure to purchase specialty boxes. Just one wardrobe box per bedroom will help tremendously. Your clothes will not arrive at your new home wrinkled and you won’t have to worry about packing your hangers. TV and art boxes are also worth the […]
Appraisals Buy a home now and refinance it later? Here’s what experts think For some buyers, it may make sense to buy a home now and refinance it to a lower rate in the future. GETTY IMAGES While inflation is cooling, interest rates remain high, which puts a damper on Americans’ plans to buy a home or refinance their existing mortgages. The natural question many homeowners are asking themselves […]
Buying Just 1% of U.S. Homes Have Changed Hands This Year, the Lowest Share in at Least a Decade SEATTLE–(BUSINESS WIRE)– (NASDAQ: RDFN) — Roughly 14 of every 1,000 U.S. homes changed hands during the first six months of 2023, according to a new report from Redfin, the technology-powered real estate brokerage. That’s down from 19 of every 1,000 during the same period of 2019 and the lowest turnover rate in at least a decade. […]
Buying FHA vs. Conventional Loan: Which Mortgage Is Right for You? FHA versus conventional loan: If you need a mortgage to buy a house, you may find yourself weighing these two options. What’s the difference, and which one is right for you? While the majority of homebuyers might assume they should get a conventional home loan, about 40% end up with FHA loans, which are insured by the Federal Housing Administration. […]
Uncategorized Interest Rates : A Short History
Buying What prospective homebuyers should do until interest rates drop In this high-interest-rate environment, many prospective homebuyers are put off by high mortgage costs. Homes that might have been in your budget in the past might no longer be affordable when accounting for monthly interest payments. But that doesn’t mean the situation is totally out of your control. While mortgage timing can be tricky, you […]
Home Improvement Unveiling the Key Trends in the 2023 Cost vs. Value for Home Improvements As a REALTOR®, it’s my responsibility to stay on top of the latest trends and developments in the housing market. Home improvements not only enhance the aesthetic appeal and functionality of a property but also significantly impact its overall value. In this blog post, we’ll delve into the key trends shaping the cost versus value […]
Appraisals What’s the Difference Between Your Home’s Market and Assessed Value? Understanding your home’s value is an important part of knowing your net worth, what you’ll likely receive if you sell the property and how the local real estate market is faring. Home value is also an integral part of determining how much property tax you’re required to pay the local and state government annually. But depending on […]

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