Buying

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Buying Should I Buy a Home Right Now? Experts Say Prices Are Only Going Up At one point or another, you’ve probably heard someone say, “Yesterday was the best time to buy a home, but the next best time is today.” That’s because nationally, home values continue to rise. And with mortgage rates still stubbornly high and home prices going up, you may be holding out for prices to fall or […]
Buying How To Buy a Home Without Waiting for Lower Rates Many people are hoping mortgage rates will come down before they buy a home. But will that actually happen? According to the latest forecasts, experts say rates will decline, but not by as much as a lot of people want. The good news? Even if they don’t drop substantially, there are still ways to make […]
Buying Real estate trends to watch in 2025 According to Ryan Lundquist over at the Sacramento Appraisal Blog, here are THINGS TO WATCH IN 2025:   Sellers will continue to thaw out: Last year we saw more listings come to the market. In fact, we had about 3,500 more new listings than 2023 in the region. But the wild part is we were still […]
Buying I’m a Real Estate Agent: 7 Reasons Why 2025 Is the Year To Buy in California California is a coveted place to live due to its temperate climate and variety of geography, from mountains to deserts and a mix of big cities and suburbs. The consequence of being a desirable place to live is that housing prices are often higher here than in other parts of the country. However, things are shifting, and […]
Buying Home Buyers: Here’s What the NAR Settlement Means for You Buying a home is one of the largest financial transactions most people will ever undertake. Agents who are REALTORS® are a trusted source of advice and stand ready to help you navigate your homebuying journey and make the choices that work best for you. NAR’s recent settlement has led to several changes that benefit homebuyers, […]
Buying Focus on Time in the Market, Not Timing the Market Should you buy a home now or should you wait? That’s a big question on many people’s minds today. And while what timing is right for you will depend on a lot of other personal factors, here’s something you may not have considered. If you’re able to buy at today’s rates and prices, it may be better to focus on time in […]
Buying Buyer’s Remorse Rooted in Surprise Property Issues Consumers may be distracted by fancy fixtures and finishes during a home tour, overlooking more serious problems, researchers say. Eighty-two percent of home buyers express regrets about their recent property purchase, according to a new survey(link is external) from Clever Real Estate. Their most common regret: buying a home that requires too much maintenance. Twenty-eight percent of […]
Buying What Real Estate Agents Wish Buyers Already Knew Heading into the spring buying season, practitioners want home buyers to be more realistic and organized. Home buyers need to be ready for the spring market, which is likely to see home prices continue to escalate amid stiff competition among consumers for slim inventory options. More than half of real estate professionals say that “managing […]
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Buying What Buyers, Sellers Want Most From Real Estate Agents When it comes to buying or selling a home, what are the top things that most clients are looking for when they hire a real estate agent? Let’s take a look.. The majority of home buyers and sellers rely on real estate agents—nearly 90% of them—but they’re looking for certain types of help, and what […]
Buying 4 Tips To Make Your Strongest Offer on a Home Are you thinking about buying a home soon? If so, you should know today’s market is competitive in many areas because the number of homes for sale is still low – and that’s leading to multiple-offer scenarios. And moving into the peak homebuying season this spring, this is only expected to ramp up more. Remember these four […]
Buying Finding Your Perfect Home in a Fixer Upper If you’re trying to buy a home and are having a hard time finding one you can afford, it may be time to consider a fixer-upper. That’s a house that needs a little elbow grease or some updates, but has good bones. Fixer-uppers can be a really great option if you’re looking to break into the housing market […]
Buying Should you wait for rates to fall before purchasing a home? According to this article, if you’re in the market for a new home, today’s mortgage rates can hinder your efforts. After all, the higher your mortgage rate, the higher your monthly payments will typically be. So, it can be difficult to find affordable housing options in today’s high-rate environment. But the good news is that there are still good […]
Buying Should I Buy a House Now or Wait for Mortgage Rates to Go Down? Contemplating the purchase of a home or diligently saving for a down payment? The recent surge in mortgage rates may have prompted a crucial question in your mind: Is now the best moment to invest in a home, or should you bide your time until mortgage rates go down? In order to assist you in […]
Buying 2024 Homebuying Optimism Soars: Federal Reserve’s Potential Rate Cuts Spark Hope In the landscape of American homeownership, 2024 brings a surge of optimism for potential buyers. The Fannie Mae Home Purchase Sentiment Index saw a robust 2.9-point increase in December, reaching an encouraging 67.2. Notably, 17% of consumers now view it as an opportune time to purchase a home, a significant uptick from the previous month’s […]
Buying Private Mortgage Insurance: Is It as Bad as You Think? Private mortgage insurance, better known as PMI, provides a type of financial safety net to your lender if you should stop paying your mortgage on time. How much you pay will vary, but PMI typically costs 0.1% to 2% of your loan amount. That can add up. If you are taking out a mortgage of […]
Buying 6 money-saving tips homebuyers should know Buying a house is always expensive, but recently it has been even tougher for many Americans to afford to buy a home. As of August 2023, the median home price sits at $407,100, according to data from the National Association of Realtors. That’s an increase of nearly 4% year-over-year To make matters worse, mortgage rates are high right […]
Buying Do you need a perfect credit score of 850 to buy a home… (nope) If a low credit score is keeping you from buying a home, you’re not alone. Nearly a quarter of Americans under 35 say that bad credit is preventing them from owning a home, according to CNBC’s Your Money survey conducted by Survey Monkey. What does it take to buy a home? The minimum score needed can be as low […]
Buying How Much Home Can You Afford … Realistically? If you’re like many Americans, your home will be the most expensive thing you own. It will be a key part of your estate as you plan for the long term. So you need to think strategically from the outset. To start with, if you want to know how much of a mortgage lenders think […]
Buying 6 Ways Your Buyers Can Save on Their Mortgage With rates around 7%, home buyers are feeling the financial squeeze. Here are a few secrets to ensuring that you get the best deal that you can on your loan. Although mortgage rates, which have been hovering near 7% over the last few weeks, are expected to fall in the second half of the year, […]
Buying Assuming a loan.. Is it worth it? Local Appraiser, Ryan Lundquist, has recently posted his thoughts on this matter. Read on to see what he thinks about the topic of assuming a loan in today’s real estate market climate.   August 29, 2023 By Ryan Lundquist  “Assumable loans are eye candy in today’s housing market. The idea of taking over somebody’s 2.5% loan sounds […]