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Buying ‘One actionable thing’ that can save prospective homebuyers up to $104,000 over the life of their mortgage As today’s prospective home buyers confront high home prices and rising interest rates, there’s one thing they can do to save money — raise their credit scores. “This is one actionable thing buyers can do to save a little bit of money in this market,” said Amanda Pendleton, consumer finance expert at Zillow Home Loans. […]
Market Trends Housing Bubble Fears? This spring, about 45% of home sellers said they believed the housing market was headed for a crash in 2022, according to a study from Clever Real Estate. To boot, Google Trends data shows a significant spike in searches for the term “housing bubble.” Doomsday fears are mounting as record-high home prices make more consumers and […]
Other Study: Roseville ranked among the top cities to live in America According to this Fox 40 article, Roseville has been named the best city to live in California, according to a study from Livability.com. Out of a list of 100 cities, Roseville is ranked as the country’s number 21 best place to live and is the only city in California that was featured in the study. “Its bustling […]
Market Trends Adjustable-rate mortgage vs. fixed-rate mortgage: ‘It’s amazing what people don’t know about mortgages’ More people are considering adjustable-rate mortgages as a way to (temporarily) lower their monthly housing costs, especially in expensive cities. Should you? The face-off It’s tough out there for homebuyers. The median U.S. home price just broke the $400,000 mark for the first time ever (it’s at $407,600 to be exact, up 14.8% from a […]
Buying Freddie Mac to include on-time rent in underwriting On-time rental payments to be included in Freddie Mac’s system starting July 10. Freddie Mac announced Wednesday that on-time rental payments will be included in its underwriting system. The government-sponsored enterprise said that it hopes to incentivize “responsible” renters to make a leap into homeownership. According to Freddie, this option will be available starting July 10 […]
Real Estate Most Americans Know More About Kim Kardashian, Jennifer Lopez’s Love Lives Than Buying a Home According to a new Zillow survey, most Americans know more about celebrity love lives, the Kardashians and the NFL than they know about the basics of buying a home. In the nationwide survey, the typical adult failed Zillow’s basic real estate knowledge quiz, answering only two of five questions correctly. Financing is a crucial first […]
Buying Can Changing Jobs Prevent You From Getting a Mortgage? Taking on a new job can be exciting. But if getting a new gig happens to coincide with your plans to buy a home, it can affect your ability to get a mortgage—even if you make more money in your new job. When you apply for a home loan, lenders take a deep dive into your […]
Other Married – Name Not on Title: The Cause and Effect Does a person have ownership rights to a piece of property if they are married, but their name is not on title?   For a community property in California, it depends upon when and how their spouse acquired the property. The law asserts that all property purchased during the marriage, with income that was earned […]
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Selling How Do I Price My Home Correctly Right off the Bat? The market is constantly changing and pricing a home continues to be one of the biggest challenges real estate professionals face on a daily basis. It’s not uncommon for sellers to want to price their homes higher than recommended, but that may not be the correct solution to get the home sold. Here are 3 […]
Real Estate Do Granny Flats or Additional Dwelling Units add much value? Whether you call them granny flats, in-law suites, or garage apartments– accessory dwelling units (“ADUs”) are on the rise. There are an estimated 1.4 million of them in the United States, with around 110,000 constructed in the last year alone. In 2020, ADUs were often heralded as one answer to the growing housing affordability crisis. Their proponents argue that […]
Home Improvement 20 Renovations That Will Hurt Your Home’s Value Your home isn’t just a source of pride or a place where you can relax after a long day — it’s also an investment in your family’s future. And while it’s natural to want to make improvements to increase your home’s resale value, some renovations will actually cost you money in the long run. Just because […]
Buying The No. 1 Most Difficult Aspect of Buying a Home Though often one of the most rewarding purchases you can make, buying a home isn’t easy – whether it’s navigating mundane legalities, holding your breath through inspections, or trying to convince a seller that you’re the right person to purchase that home. But more than half of homeowners say the hardest part of buying a […]