Suzanne's Blog

Let Your Home Equity Fund Your Retirement

By Suzanne Volkman | Apr 10, 2024

Struggling with Money? Learn about Home Equity Conversion Mortgages (HECMs) If you’re low on cash, you might consider a Home Equity Conversion Mortgage (HECM). It’s like a reverse mortgage backed by the government. This means if you meet certain requirements, you can borrow money against the value of your home. The Federal Housing Administration (FHA) […]

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What Buyers, Sellers Want Most From Real Estate Agents

By Suzanne Volkman | Apr 9, 2024

Find out the traits that consumers say they’re looking for in real estate professionals to help them navigate a transaction. The majority of home buyers and sellers rely on real estate agents—nearly 90% of them—but they’re looking for certain types of help, and what they need could differ depending on their age and experience in […]

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Why 90% of Homebuyers Will Continue to Choose Working with Real Estate Agents: Insights from the National Association of Realtors

By Suzanne Volkman | Apr 8, 2024

Last month, the National Association of Realtors announced a settlement that would resolve nationwide litigation over claims from home sellers related to broker commissions. The $418 million settlement, and the practice changes it will usher in, have led some to speculate that real estate agents are at risk of becoming obsolete. As someone who has […]

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4 Tips To Make Your Strongest Offer on a Home

By Suzanne Volkman | Mar 22, 2024

Are you thinking about buying a home soon? If so, you should know today’s market is competitive in many areas because the number of homes for sale is still low – and that’s leading to multiple-offer scenarios. And moving into the peak homebuying season this spring, this is only expected to ramp up more. Remember these four […]

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Finding Your Perfect Home in a Fixer Upper

By Suzanne Volkman | Mar 13, 2024

If you’re trying to buy a home and are having a hard time finding one you can afford, it may be time to consider a fixer-upper. That’s a house that needs a little elbow grease or some updates, but has good bones. Fixer-uppers can be a really great option if you’re looking to break into the housing market […]

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Why We Aren’t Headed for a Housing Crash

By Suzanne Volkman | Mar 5, 2024

If you’re holding out hope that the housing market is going to crash and bring home prices back down, here’s a look at what the data shows. And spoiler alert: that’s not in the cards. Instead, experts say home prices are going to keep going up. Today’s market is very different than it was before the housing crash in […]

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Should you wait for rates to fall before purchasing a home?

By Suzanne Volkman | Feb 26, 2024

According to this article, if you’re in the market for a new home, today’s mortgage rates can hinder your efforts. After all, the higher your mortgage rate, the higher your monthly payments will typically be. So, it can be difficult to find affordable housing options in today’s high-rate environment. But the good news is that there are still good […]

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Should I Buy a House Now or Wait for Mortgage Rates to Go Down?

By Suzanne Volkman | Feb 9, 2024

Contemplating the purchase of a home or diligently saving for a down payment? The recent surge in mortgage rates may have prompted a crucial question in your mind: Is now the best moment to invest in a home, or should you bide your time until mortgage rates go down? In order to assist you in […]

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350,000 Californians are now on the FAIR Plan, the last resort for fire insurance. Now what?

By Suzanne Volkman | Feb 1, 2024

BY LEVI SUMAGAYSAY JANUARY 23, 2024   The fire-insurance premium for Bill King’s home has risen 145% since 2017 — from $399 to $979 — under the California FAIR Plan, the state’s last option for homeowners seeking fire insurance. Add that to the increase in his auto-insurance premium, and King, who lives in Running Springs in the […]

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