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Buying Assuming a loan.. Is it worth it? Local Appraiser, Ryan Lundquist, has recently posted his thoughts on this matter. Read on to see what he thinks about the topic of assuming a loan in today’s real estate market climate.   August 29, 2023 By Ryan Lundquist  “Assumable loans are eye candy in today’s housing market. The idea of taking over somebody’s 2.5% loan sounds […]
Market Trends Barbara Corcoran’s Take on the Current Real Estate Market Thinking about buying a home can be tough right now. Some people want to wait for lower interest rates, but here’s the problem – if you wait too long, home prices might go up. That’s where Barbara Corcoran, a real estate expert and “Shark Tank” star, comes in. She recently shared her thoughts on what’s […]
Market Trends 5 Reasons the Housing Market is Reversing In 2023, the housing market is undergoing a peculiar phenomenon — a reverse crash. The rise in mortgage rates, surprisingly, hasn’t instigated a significant decrease in home prices. This perplexing trend can be attributed to a complex interplay of economic, demographic, and market determinants. Today, a significant proportion of homeowners — 92% of those with mortgages — enjoy rates below […]
Buying Migration from the Bay Area to Sacramento is creating a ‘megaregion’ Tessa McLean, SFGATE July 31, 2023Updated: July 31, 2023 11:24 a.m. At least three people in Jose Medina’s Sacramento neighborhood have moved there from the Bay Area in recent years. And those are just the ones he knows of. Medina, too, is a transplant — and since relocating from Oakland in 2021, he said he’s had an additional […]
Appraisals Buy a home now and refinance it later? Here’s what experts think For some buyers, it may make sense to buy a home now and refinance it to a lower rate in the future. GETTY IMAGES While inflation is cooling, interest rates remain high, which puts a damper on Americans’ plans to buy a home or refinance their existing mortgages. The natural question many homeowners are asking themselves […]
Buying Just 1% of U.S. Homes Have Changed Hands This Year, the Lowest Share in at Least a Decade SEATTLE–(BUSINESS WIRE)– (NASDAQ: RDFN) — Roughly 14 of every 1,000 U.S. homes changed hands during the first six months of 2023, according to a new report from Redfin, the technology-powered real estate brokerage. That’s down from 19 of every 1,000 during the same period of 2019 and the lowest turnover rate in at least a decade. […]
Market Trends Homeownership as a Vehicle to Build Wealth Over the last decade, the median-priced home in the U.S. gained $190,000 in value, making the typical homeowner 40 times wealthier than if they had remained a renter, according to a new report. Low-income homeowners (those earning no greater than 80% of the area median income) built $98,900 in wealth as their homes while middle-income (those making […]
Market Trends Expect a competitive shopping season, despite few available homes Though easing mortgage rates are bringing buyers back, don’t expect the fervor of recent years Buyers should expect to face intensifying competition over the next few months. Homeowners are largely staying put, so attractive listings will see strong interest. Affordability remains the biggest challenge for buyers and sellers, with both keeping a close eye on […]
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Market Trends Looking ahead at the housing market in 2023 Rollercoasters are designed to take riders on an unpredictable journey with periods of exhilaration, intensity and fear. Kind of sounds like the housing market over the last twelve months, doesn’t it? 2022 was truly a roller coaster year in housing. Just to look at one metric that we’ve been following all year, the average 30-year fixed […]
Market Trends Consumer confidence in housing finally rises, thanks to falling home prices Mortgage rates are still twice what they were a year ago, but home prices have been falling since June, and that’s finally making consumers feel better about what had been an overheated, highly competitive housing market. A monthly housing sentiment index from Fannie Mae showed sentiment improving from November to December. The index is still […]
Market Trends NorCal Sales & Trends for November 2022 vs November 2021 NorCal Sales & Trends for November 2022 vs November 2021 For Sale / Sold / Days on Market / Sold vs Original List Price / Median Price. Information provided by David Woods of Lennar Title Company. Click here for a better look!
Buying Home buyers’ and sellers’ biggest misconceptions in a shifting market The housing market is rapidly rebalancing, but buyers and sellers are struggling to keep up with the changes. A new survey of real estate agents finds the most common misconception among would-be buyers is that home prices will crash, while sellers are holding on to outdated expectations of bidding wars and quick sales. Nearly half […]
Market Trends Will Homeownership Soon Be A Thing Of The Past? The Strategy Millennials Are Using To Enter Real Estate Market As the economy teeters on the brink of a recession, potential home buyers wrestling with high-interest rates, low affordability, and overpriced homes are asking themselves how to build the wealth they need to purchase their first primary residence. According to a consumer insights report issued by tech-enabled real estate company Mynd, millennials have found the answer. A […]
Buying Buyers Embrace Adjustable Mortgages as Rates Surpass 7% Rising interest rates have increased the average monthly loan payment by a whopping $1,000 year over year. With the rate for a 30-year mortgage rising to 7.08% this week—the highest average since April 2002, according to Freddie Mac—the average monthly loan payment is now $1,000 more than a year ago, Nadia Evangelou, senior economist and […]
Buying Yikes! Every Time Mortgage Rates Rise, Buyers Need To Make This Much More To Afford a Home For home shoppers who thought 2022 would be their year, a pervasive sinking feeling is taking hold. They’re realizing the monthly payment for a home they thought they could afford—perhaps just barely—is now hundreds or even thousands of dollars more than they would have paid earlier this year. Their dream home is getting further and […]
Market Trends Chasing The Ball Down The Road In Real Estate Sellers have been chasing the ball down the road. What I mean is prices have been going down lately, and sellers are trying to find the market through price reductions. I can’t speak for the entire country, but I’d like to talk about what’s happening locally. I’m not writing as a housing bull or bear […]
Market Trends US Home-Price Growth Slowed in June Home-price growth in the US decelerated in June as the sales slowdown gripped the market. A national measure of prices rose 18% year-over-year, smaller than the 19.9% climb in May, the S&P CoreLogic Case-Shiller index showed Tuesday. The housing market has quickly slowed from its pandemic-era frenzy, with the Case-Shiller figures reflecting the start of […]
Market Trends Economists Have a Strange New Buzzword for the Housing Market That Will Shock Buyers and Sellers The housing market has been called plenty of things this summer: red-hot, insane, brutal. But the latest word du jour to describe the state of real estate today is almost shocking in its tepidness: balanced. This term cropped up most recently in an analysis by Realtor.com economist Jiayi Xu, who notes, “Our weekly data suggests that the U.S. housing market keeps progressing toward a more […]
Market Trends Amid Good News, There’s a Crucial Housing Market Detail We’re All Overlooking Recent real estate headlines are bursting with promising news for homebuyers, heralding a bright new housing market that’s more “balanced” and “buyer-friendly.” But what this exuberant outlook seems to be missing is a bit more balance itself. Yes, homebuyers have it a little bit better, in some places. But for others, it’s still a war zone—or, at […]
Market Trends Housing Bubble Fears? This spring, about 45% of home sellers said they believed the housing market was headed for a crash in 2022, according to a study from Clever Real Estate. To boot, Google Trends data shows a significant spike in searches for the term “housing bubble.” Doomsday fears are mounting as record-high home prices make more consumers and […]

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