Buying

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Buying 2024 Homebuying Optimism Soars: Federal Reserve’s Potential Rate Cuts Spark Hope In the landscape of American homeownership, 2024 brings a surge of optimism for potential buyers. The Fannie Mae Home Purchase Sentiment Index saw a robust 2.9-point increase in December, reaching an encouraging 67.2. Notably, 17% of consumers now view it as an opportune time to purchase a home, a significant uptick from the previous month’s […]
Buying Private Mortgage Insurance: Is It as Bad as You Think? Private mortgage insurance, better known as PMI, provides a type of financial safety net to your lender if you should stop paying your mortgage on time. How much you pay will vary, but PMI typically costs 0.1% to 2% of your loan amount. That can add up. If you are taking out a mortgage of […]
Buying 6 money-saving tips homebuyers should know Buying a house is always expensive, but recently it has been even tougher for many Americans to afford to buy a home. As of August 2023, the median home price sits at $407,100, according to data from the National Association of Realtors. That’s an increase of nearly 4% year-over-year To make matters worse, mortgage rates are high right […]
Buying Do you need a perfect credit score of 850 to buy a home… (nope) If a low credit score is keeping you from buying a home, you’re not alone. Nearly a quarter of Americans under 35 say that bad credit is preventing them from owning a home, according to CNBC’s Your Money survey conducted by Survey Monkey. What does it take to buy a home? The minimum score needed can be as low […]
Buying How Much Home Can You Afford … Realistically? If you’re like many Americans, your home will be the most expensive thing you own. It will be a key part of your estate as you plan for the long term. So you need to think strategically from the outset. To start with, if you want to know how much of a mortgage lenders think […]
Buying 6 Ways Your Buyers Can Save on Their Mortgage With rates around 7%, home buyers are feeling the financial squeeze. Here are a few secrets to ensuring that you get the best deal that you can on your loan. Although mortgage rates, which have been hovering near 7% over the last few weeks, are expected to fall in the second half of the year, […]
Buying Assuming a loan.. Is it worth it? Local Appraiser, Ryan Lundquist, has recently posted his thoughts on this matter. Read on to see what he thinks about the topic of assuming a loan in today’s real estate market climate.   August 29, 2023 By Ryan Lundquist  “Assumable loans are eye candy in today’s housing market. The idea of taking over somebody’s 2.5% loan sounds […]
Buying Navigating New Home Purchases: 5 Tips to Consider Are you among those feeling frustrated due to the limited housing options available in the current market? If so, you might be eyeing the prospect of buying a new home directly from a builder. The appeal is clear: a brand-new, tailored-to-you home without the complications of bidding wars and costly renovations. However, as enticing as […]
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Buying Finding Your Dream Home: Turnkey vs. Fixer-Upper – What’s Trending in the Real Estate Market Are you on the hunt for your dream home? The real estate landscape is evolving, and it seems like today’s buyers have a clear preference – they’re looking for homes that are move-in ready. I’m going to dive into the latest trends in the housing market, exploring why more and more buyers are leaning towards […]
Buying Mortgage Myths Debunked: What You Should Know In the world of mortgages, misconceptions abound, but it’s essential to separate fact from fiction. Here are some common mortgage myths debunked: Myth #1: A 20% Down Payment is Mandatory While the 20% down payment rule is widely known, it’s not an absolute requirement for buying a home. While making a larger down payment can […]
Buying Avoid These Common Mistakes That Could Derail Your Mortgage Closing Are you on the verge of closing on your dream home? It’s crucial to be mindful of certain financial decisions that could potentially jeopardize the closing process or even prevent you from obtaining a mortgage altogether. To ensure a smooth closing, here are five common mistakes you should steer clear of: 1. Refrain from Major […]
Buying Migration from the Bay Area to Sacramento is creating a ‘megaregion’ Tessa McLean, SFGATE July 31, 2023Updated: July 31, 2023 11:24 a.m. At least three people in Jose Medina’s Sacramento neighborhood have moved there from the Bay Area in recent years. And those are just the ones he knows of. Medina, too, is a transplant — and since relocating from Oakland in 2021, he said he’s had an additional […]
Buying Packing to Move – 7 Amazing Tips & Tricks 1 – Use The Correct Boxes Even if you’re on a budget, make sure to purchase specialty boxes. Just one wardrobe box per bedroom will help tremendously. Your clothes will not arrive at your new home wrinkled and you won’t have to worry about packing your hangers. TV and art boxes are also worth the […]
Buying Just 1% of U.S. Homes Have Changed Hands This Year, the Lowest Share in at Least a Decade SEATTLE–(BUSINESS WIRE)– (NASDAQ: RDFN) — Roughly 14 of every 1,000 U.S. homes changed hands during the first six months of 2023, according to a new report from Redfin, the technology-powered real estate brokerage. That’s down from 19 of every 1,000 during the same period of 2019 and the lowest turnover rate in at least a decade. […]
Buying FHA vs. Conventional Loan: Which Mortgage Is Right for You? FHA versus conventional loan: If you need a mortgage to buy a house, you may find yourself weighing these two options. What’s the difference, and which one is right for you? While the majority of homebuyers might assume they should get a conventional home loan, about 40% end up with FHA loans, which are insured by the Federal Housing Administration. […]
Buying What prospective homebuyers should do until interest rates drop In this high-interest-rate environment, many prospective homebuyers are put off by high mortgage costs. Homes that might have been in your budget in the past might no longer be affordable when accounting for monthly interest payments. But that doesn’t mean the situation is totally out of your control. While mortgage timing can be tricky, you […]
Buying Should you rent or buy? High home prices, mortgage rates challenge the American dream of homeownership When Greg Morano proposed to his girlfriend Kayla Lewis, he knew their next big decision as a couple was looming: should they rent or buy their first home together? The couple spent months discussing the size, style and location of apartments before considering homeownership. “I think that’s the dream everybody grows up with — it’s one […]
Buying What is a pre-approval when buying a home, and why do you need one? If you’re ready to begin your home shopping journey, make sure you get a mortgage pre-approval first. A mortgage pre-approval letter is an essential step in the homebuying process. Without pre-approval, it might be difficult to determine your budget. Plus, you risk not being taken seriously by sellers — especially in a highly competitive real estate market. […]
Buying Young Adults Living With Parents Are Ready to Purchase New data suggests that more people ages 25 to 34 have saved enough while staying with family to move out on their own. A record number of young adults moved back home during the pandemic—the most since 1960, according to industry data—but signs are emerging that they’re finally ready to branch out on their own. […]
Buying Top 5 U.S. Home Buyer Must-Haves for 2023 Revealed According to new research, functional outdoor space is the new must-have for 2023 home buyers in the U.S. The evolution of the backyard tops the top five home trends to watch in 2023. Here are the top 5 buyer must-haves for 2023: Backyards move to the forefront The humble backyard, once overshadowed by chef’s kitchens […]

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