Suzanne's Blog
Study: Roseville ranked among the top cities to live in America
According to this Fox 40 article, Roseville has been named the best city to live in California, according to a study from Livability.com. Out of a list of 100 cities, Roseville is ranked as the country’s number 21 best place to live and is the only city in California that was featured in the study. “Its bustling […]
Read More
Adjustable-rate mortgage vs. fixed-rate mortgage: ‘It’s amazing what people don’t know about mortgages’
More people are considering adjustable-rate mortgages as a way to (temporarily) lower their monthly housing costs, especially in expensive cities. Should you? The face-off It’s tough out there for homebuyers. The median U.S. home price just broke the $400,000 mark for the first time ever (it’s at $407,600 to be exact, up 14.8% from a […]
Read More
Freddie Mac to include on-time rent in underwriting
On-time rental payments to be included in Freddie Mac’s system starting July 10. Freddie Mac announced Wednesday that on-time rental payments will be included in its underwriting system. The government-sponsored enterprise said that it hopes to incentivize “responsible” renters to make a leap into homeownership. According to Freddie, this option will be available starting July 10 […]
Read More
Most Americans Know More About Kim Kardashian, Jennifer Lopez’s Love Lives Than Buying a Home
According to a new Zillow survey, most Americans know more about celebrity love lives, the Kardashians and the NFL than they know about the basics of buying a home. In the nationwide survey, the typical adult failed Zillow’s basic real estate knowledge quiz, answering only two of five questions correctly. Financing is a crucial first […]
Read More
Can Changing Jobs Prevent You From Getting a Mortgage?
Taking on a new job can be exciting. But if getting a new gig happens to coincide with your plans to buy a home, it can affect your ability to get a mortgage—even if you make more money in your new job. When you apply for a home loan, lenders take a deep dive into your […]
Read More
Married – Name Not on Title: The Cause and Effect
Does a person have ownership rights to a piece of property if they are married, but their name is not on title? For a community property in California, it depends upon when and how their spouse acquired the property. The law asserts that all property purchased during the marriage, with income that was earned […]
Read More
How Do I Price My Home Correctly Right off the Bat?
The market is constantly changing and pricing a home continues to be one of the biggest challenges real estate professionals face on a daily basis. It’s not uncommon for sellers to want to price their homes higher than recommended, but that may not be the correct solution to get the home sold. Here are 3 […]
Read More
Do Granny Flats or Additional Dwelling Units add much value?
Whether you call them granny flats, in-law suites, or garage apartments– accessory dwelling units (“ADUs”) are on the rise. There are an estimated 1.4 million of them in the United States, with around 110,000 constructed in the last year alone. In 2020, ADUs were often heralded as one answer to the growing housing affordability crisis. Their proponents argue that […]
Read More
20 Renovations That Will Hurt Your Home’s Value
Your home isn’t just a source of pride or a place where you can relax after a long day — it’s also an investment in your family’s future. And while it’s natural to want to make improvements to increase your home’s resale value, some renovations will actually cost you money in the long run. Just because […]
Read More