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Uncategorized Buying a home? 111 reasons to use a buyer’s agent So, you’re ready to buy a home. Here’s your next 111 to-dos. * Get Informed – Do Your Research 1. Research the real estate industry and legal services to understand what’s available to you, including the entire process and necessity for legal representation. 2. Achieve proficiency in federal and state fair housing laws that protect […]
Uncategorized 350,000 Californians are now on the FAIR Plan, the last resort for fire insurance. Now what? BY LEVI SUMAGAYSAY JANUARY 23, 2024   The fire-insurance premium for Bill King’s home has risen 145% since 2017 — from $399 to $979 — under the California FAIR Plan, the state’s last option for homeowners seeking fire insurance. Add that to the increase in his auto-insurance premium, and King, who lives in Running Springs in the […]
Uncategorized Top 5 Home Renovations with the Best Return on Investment Well-planned home renovations can really enhance your home’s appeal and amp up its price when it’s time to sell. But not all improvements bring a hefty return on investment (ROI). Knowing the most promising updates can help strategize your revamping efforts for an attractive sale. Read on for a rundown of the top five home […]
Uncategorized Home sales are expected to soar in these California cities next year With mortgage rates finally easing, many California cities are expected to see home sales rebound significantly next year, according to a new forecast from Realtor.com. Five metro areas are predicted to see double-digit, year-over-year sales growth in 2024. They are Oxnard-Thousand Oaks (18%), Riverside-San Bernardino-Ontario (13.8%), Bakersfield (13.4%), San Diego-Chula Vista-Carlsbad (11%) and Sacramento (10.3%). Home sales in the Los Angeles-Long […]
Uncategorized Is a Home Equity Line of Credit Right for You? You know that you can borrow against the equity that you’ve built in your home, using the funds from home equity loans to pay for whatever you want, whether you’re ready to remodel your aging kitchen or pay off high-interest-rate credit card debt. What you don’t know, though, is whether it makes more sense to […]
Uncategorized Should You Make a Large Home Downpayment? Depending on the loan type, you can qualify for a mortgage with a downpayment that is as low as 3% of your home’s final purchase price. And for some loans — such as a VA loan or USDA mortgage — you don’t need any downpayment at all. But what if you can afford a larger […]
Uncategorized Interest Rates : A Short History
Uncategorized Five Ways to Build Home Equity Whether you currently own a home or are thinking of purchasing one, you may be looking for ways to build equity. Home equity is the overall difference between the amount you owe on your mortgage loan and your home’s market value. Home equity can be used to take out a loan, invest, build long term […]
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Uncategorized Tips for a Successful Yard Sale Yard sales are a great way to convert items that you hardly ever use into cash that can be saved, donated, or put towards a large purchase. However, a successful yard sale takes a considerable amount of preparation and planning. Here are some tips on how to hold a great yard sale. Set a Goal […]
Uncategorized State Farm, Allstate stop selling home insurance to new customers in CA State Farm and Allstate have announced they will no longer sell new home insurance policies in California because of wildfire risks and an increase in construction costs. Here are some facts: State Farm and Allstate are not leaving the California Insurance Market:  State Farm and Allstate will continue to service and renew policies of existing clients […]
Uncategorized Homeowners’ Zeal for Curb Appeal May Pay Off Handsomely Demand for outdoor features has boomed since the start of the pandemic. These projects stand to earn the most at resale, according to a new survey. Many homeowners have turned their attention to enhancing their outdoor space since the pandemic began—and that may pay off at resale, according to a new survey from the National […]
Uncategorized Expect a Competitive Shopping Season, Despite Few Available Homes Though easing mortgage rates are bringing buyers back, don’t expect the fervor of recent years Buyers should expect to face intensifying competition over the next few months. Homeowners are largely staying put, so attractive listings will see strong interest. Affordability remains the biggest challenge for buyers and sellers, with both keeping a close eye on […]
Uncategorized 7 Reasons It’s Worth Buying a House at the End of the Year The end of the year is upon us, and you still haven’t found a new home. Friends and family are likely advising you to put your real estate search on pause until spring, but something tells you this isn’t the best idea. This is definitely a time to go with your instincts and keep searching, as your […]
Uncategorized Mortgage rates are soaring. Is it still OK to refinance your home? Mortgage rates, over 7% or so, are at their highest levels in 20 years and loan applications are down. So, it should follow, that homeowners looking to refinance loans would also be headed to the sidelines in droves. But according to experts, it might still make sense for homeowners to refinance. Why? Rates, even at […]
Uncategorized 7 Most Popular Bathroom Upgrades Homeowners are spending more money to spruce up their bathrooms as the pandemic-fueled home renovation boom continues. The national median spend for bathroom renovations jumped nearly 13% year over year to $9,000, according to the 2022 U.S. Houzz Bathroom Trends Study, a survey of more than 2,500 homeowners who are planning or recently completed a bathroom […]