Suzanne's Blog
Do you need a perfect credit score of 850 to buy a home… (nope)
If a low credit score is keeping you from buying a home, you’re not alone. Nearly a quarter of Americans under 35 say that bad credit is preventing them from owning a home, according to CNBC’s Your Money survey conducted by Survey Monkey. What does it take to buy a home? The minimum score needed can be as low […]
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How Much Home Can You Afford … Realistically?
If you’re like many Americans, your home will be the most expensive thing you own. It will be a key part of your estate as you plan for the long term. So you need to think strategically from the outset. To start with, if you want to know how much of a mortgage lenders think […]
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Is it 2007 again in the housing market?
Ryan Lundquist has some great things to consider in his blog post (linked below). Here are the meat and potatoes of what he had to say: “Is it 2007 again? There’s so much talk online about today’s housing market being like 2007, but what are the stats showing? Today I want to walk through three […]
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Should You Make a Large Home Downpayment?
Depending on the loan type, you can qualify for a mortgage with a downpayment that is as low as 3% of your home’s final purchase price. And for some loans — such as a VA loan or USDA mortgage — you don’t need any downpayment at all. But what if you can afford a larger […]
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5 Outdoor Projects That Pay Off the Most
What pays off the most when it comes to curb appeal? Ninety-two percent of REALTORS® recommend that sellers improve their curb appeal before listing their home for sale, according to a survey from the National Association of REALTORS® and the National Association of Landscape Professionals. What pays off the most when it comes to curb […]
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6 Ways Your Buyers Can Save on Their Mortgage
With rates around 7%, home buyers are feeling the financial squeeze. Here are a few secrets to ensuring that you get the best deal that you can on your loan. Although mortgage rates, which have been hovering near 7% over the last few weeks, are expected to fall in the second half of the year, […]
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Assuming a loan.. Is it worth it?
Local Appraiser, Ryan Lundquist, has recently posted his thoughts on this matter. Read on to see what he thinks about the topic of assuming a loan in today’s real estate market climate. August 29, 2023 By Ryan Lundquist “Assumable loans are eye candy in today’s housing market. The idea of taking over somebody’s 2.5% loan sounds […]
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Navigating New Home Purchases: 5 Tips to Consider
Are you among those feeling frustrated due to the limited housing options available in the current market? If so, you might be eyeing the prospect of buying a new home directly from a builder. The appeal is clear: a brand-new, tailored-to-you home without the complications of bidding wars and costly renovations. However, as enticing as […]
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Finding Your Dream Home: Turnkey vs. Fixer-Upper – What’s Trending in the Real Estate Market
Are you on the hunt for your dream home? The real estate landscape is evolving, and it seems like today’s buyers have a clear preference – they’re looking for homes that are move-in ready. I’m going to dive into the latest trends in the housing market, exploring why more and more buyers are leaning towards […]
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